{"id":5183,"date":"2026-06-11T23:09:47","date_gmt":"2026-06-11T23:09:47","guid":{"rendered":"https:\/\/18kenglish.com\/how-to-discuss-money-in-english-25-workplace-word-combinations\/"},"modified":"2026-06-11T23:11:25","modified_gmt":"2026-06-11T23:11:25","slug":"how-to-discuss-money-in-english-25-workplace-word-combinations","status":"publish","type":"post","link":"https:\/\/18kenglish.com\/vi\/how-to-discuss-money-in-english-25-workplace-word-combinations\/","title":{"rendered":"How to Discuss Money in English: 25 Workplace Word Combinations (2026) | \u5546\u52d9\u82f1\u6587\u91d1\u9322\u7528\u8a9e"},"content":{"rendered":"<p><strong>\u672c\u6587\u91cd\u9ede:<\/strong>\u672c\u6587\u6574\u740625\u500b\u53f0\u7063\u4e0a\u73ed\u65cf\u5fc5\u5099\u7684\u82f1\u6587\u91d1\u9322\u642d\u914d\u8a5e (money collocations),\u6db5\u84cb\u85aa\u6c34\u3001\u6210\u672c\u3001\u5229\u6f64\u3001\u50b5\u52d9\u8207\u6295\u8cc7\u4e94\u5927\u8077\u5834\u4e3b\u984c\u3002\u6bcf\u500b\u642d\u914d\u8a5e\u90fd\u9644\u4e2d\u6587\u7ffb\u8b6f\u8207\u8077\u5834\u4f8b\u53e5,\u9069\u5408\u6e96\u5099\u591a\u76ca (\u591a\u76ca) \u8003\u8a66\u6216\u5728\u8de8\u570b\u516c\u53f8\u8655\u7406\u8ca1\u52d9\u82f1\u6587 (\u5546\u696d\u82f1\u6587) \u7684\u8077\u5834\u4eba\u58eb\u3002\u638c\u63e1\u9019\u4e9b\u81ea\u7136\u642d\u914d\u80fd\u5e6b\u4f60\u64b0\u5beb\u66f4\u5c08\u696d\u7684\u82f1\u6587email,\u5728\u6703\u8b70\u4e2d\u8a0e\u8ad6\u6578\u5b57\u6642\u66f4\u6709\u81ea\u4fe1\u3002<\/p><p>You can list every accounting term in your textbook, but a meeting still leaves you tongue-tied when the CFO asks about your team&#8217;s burn rate. Why? Because money vocabulary in English doesn&#8217;t work word-by-word\u2014it works in <strong>collocations<\/strong> (\u82f1\u6587\u642d\u914d\u8a5e), pairs of words native speakers always use together. You don&#8217;t <em>do<\/em> a profit; you <em>generate<\/em> one. You don&#8217;t have <em>m\u1ea1nh<\/em> costs; you have <em>high<\/em> ones. Get the chunk wrong, and even fluent grammar starts to sound foreign.<\/p><p>This guide gives you 25 essential money collocations grouped by workplace topic: pay, costs, revenue, debt, and investment. Every pair includes a Chinese translation and a real example sentence you can adapt for emails, meetings, and TOEIC (\u591a\u76ca) reading questions.<\/p><figure class=\"wp-block-image size-large\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1080\" height=\"720\" src=\"https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-2.jpg\" alt=\"Yoco Khumo Print Card Machine processing payments\" class=\"wp-image-5176\" srcset=\"https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-2.jpg 1080w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-2-300x200.jpg 300w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-2-1024x683.jpg 1024w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-2-768x512.jpg 768w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-2-18x12.jpg 18w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-2-600x400.jpg 600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><figcaption class=\"wp-element-caption\">Yoco Khumo Print Card Machine processing payments<\/figcaption><\/figure>\n<\/figure><h2 class=\"wp-block-heading\">What Are Money Collocations | \u4ec0\u9ebc\u662f\u91d1\u9322\u642d\u914d\u8a5e<\/h2>\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/Y0y_fAv3nMc?feature=oembed\" title=\"How to Discuss Money in English: 25 Workplace Word Combinations (2026)\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n<p>A collocation is a pair of English words that naturally appear together. Native speakers don&#8217;t think about why\u2014they simply <em>c\u1ea3m th\u1ea5y<\/em> the pair. For money topics, getting the right collocation is critical because:<\/p><ul class=\"wp-block-list\"><li><strong>Specificity<\/strong>\u2014&#8221;Reduce costs&#8221; and &#8220;cut costs&#8221; sound similar but land differently. &#8220;Cut&#8221; is sharper and more decisive, better suited to crisis budgets.<\/li><li><strong>Tone<\/strong>\u2014&#8221;Pay raise&#8221; is neutral and friendly. &#8220;Salary increase&#8221; sounds more formal in HR documents and offer letters.<\/li><li><strong>Contract accuracy<\/strong>\u2014Mixing &#8220;interest rate&#8221; with &#8220;interest fee&#8221; can change the meaning of an entire loan clause. Wrong collocations create real legal risk.<\/li><\/ul><p>Direct Chinese translation is the biggest trap. The phrase \u8cfa\u9322 maps cleanly to &#8220;make money,&#8221; but \u8cfa\u5229\u6f64 doesn&#8217;t become &#8220;make profit&#8221;\u2014it becomes &#8220;generate profit&#8221; or &#8220;turn a profit.&#8221; The lesson: memorize the chunk, not the individual word.<\/p><h2 class=\"wp-block-heading\">25 Money Collocations for the Taiwan Workplace | 25\u500b\u8077\u5834\u5fc5\u5099\u91d1\u9322\u642d\u914d\u8a5e<\/h2><p>These are the collocations you&#8217;ll use most often in Taiwan workplace English, especially if your company deals with multinational clients, finance teams, or English-language reporting.<\/p><figure class=\"wp-block-image size-large\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1080\" height=\"720\" src=\"https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-3.jpg\" alt=\"A group of colleagues having a business meeting in an office meeting room\" class=\"wp-image-5177\" srcset=\"https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-3.jpg 1080w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-3-300x200.jpg 300w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-3-1024x683.jpg 1024w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-3-768x512.jpg 768w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-3-18x12.jpg 18w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-3-600x400.jpg 600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><figcaption class=\"wp-element-caption\">A group of colleagues having a business meeting in an office meeting room<\/figcaption><\/figure>\n<\/figure><h3 class=\"wp-block-heading\">Pay and Salary | \u85aa\u6c34\u8207\u5831\u916c<\/h3><ol class=\"wp-block-list\"><li><strong>competitive salary<\/strong> (\u5177\u7af6\u722d\u529b\u7684\u85aa\u6c34)\u2014pay that matches or beats the market. <em>The startup offers a competitive salary plus equity.<\/em><\/li><li><strong>base salary<\/strong> (\u5e95\u85aa)\u2014the guaranteed monthly pay before bonus or commission. <em>My base salary is NT$80,000 before commission.<\/em><\/li><li><strong>annual bonus<\/strong> (\u5e74\u7d42\u734e\u91d1)\u2014a yearly performance payment. <em>Most Taiwan firms pay an annual bonus before Lunar New Year.<\/em><\/li><li><strong>pay raise<\/strong> (\u52a0\u85aa)\u2014an increase in salary. <em>I&#8217;m asking for a pay raise at next quarter&#8217;s review.<\/em><\/li><li><strong>take-home pay<\/strong> (\u5be6\u9818\u85aa\u6c34)\u2014the salary you actually receive after tax and deductions. <em>After tax, my take-home pay is around NT$65,000.<\/em><\/li><\/ol><h3 class=\"wp-block-heading\">Costs and Spending | \u6210\u672c\u8207\u652f\u51fa<\/h3><figure class=\"wp-block-image size-large\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1080\" height=\"720\" src=\"https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-4.jpg\" alt=\"black laptop computer\" class=\"wp-image-5178\" srcset=\"https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-4.jpg 1080w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-4-300x200.jpg 300w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-4-1024x683.jpg 1024w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-4-768x512.jpg 768w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-4-18x12.jpg 18w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-4-600x400.jpg 600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><figcaption class=\"wp-element-caption\">black laptop computer<\/figcaption><\/figure>\n<\/figure><ol class=\"wp-block-list\" start=\"6\"><li><strong>hidden costs<\/strong> (\u96b1\u85cf\u6210\u672c)\u2014charges not disclosed up front. <em>Always check for hidden costs in software contracts.<\/em><\/li><li><strong>operating costs<\/strong> (\u71df\u904b\u6210\u672c)\u2014day-to-day expenses of running a business. <em>Cloud servers reduced our operating costs by 30 percent.<\/em><\/li><li><strong>fixed costs<\/strong> (\u56fa\u5b9a\u6210\u672c)\u2014costs that stay the same regardless of output, like rent. <em>Rent and salaries are our biggest fixed costs.<\/em><\/li><li><strong>cut costs<\/strong> (\u524a\u6e1b\u6210\u672c)\u2014to reduce spending sharply. <em>We need to cut costs without firing anyone.<\/em><\/li><li><strong>running costs<\/strong> (\u65e5\u5e38\u71df\u904b\u958b\u92b7)\u2014ongoing operational expenses. <em>The factory&#8217;s running costs went up after the energy hike.<\/em><\/li><\/ol><h3 class=\"wp-block-heading\">Revenue and Profit | \u6536\u5165\u8207\u5229\u6f64<\/h3><ol class=\"wp-block-list\" start=\"11\"><li><strong>generate revenue<\/strong> (\u7522\u751f\u6536\u5165)\u2014to create income for the company. <em>The new feature generates revenue from day one.<\/em><\/li><li><strong>healthy profit<\/strong> (\u53ef\u89c0\u5229\u6f64)\u2014a strong, substantial profit. <em>The product line delivered a healthy profit last quarter.<\/em><\/li><li><strong>profit margin<\/strong> (\u5229\u6f64\u7387)\u2014the percentage of revenue kept as profit. <em>We have a tight profit margin on hardware.<\/em><\/li><li><strong>net profit<\/strong> (\u6de8\u5229)\u2014profit remaining after all expenses. <em>Net profit grew 12 percent year over year.<\/em><\/li><li><strong>revenue stream<\/strong> (\u6536\u5165\u4f86\u6e90)\u2014a recurring source of income. <em>We launched a second revenue stream through subscriptions.<\/em><\/li><\/ol><figure class=\"wp-block-image size-large\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1080\" height=\"769\" src=\"https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-5.jpg\" alt=\"Statistics on a laptop\" class=\"wp-image-5179\" srcset=\"https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-5.jpg 1080w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-5-300x214.jpg 300w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-5-1024x729.jpg 1024w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-5-768x547.jpg 768w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-5-18x12.jpg 18w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-5-600x427.jpg 600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><figcaption class=\"wp-element-caption\">Statistics on a laptop<\/figcaption><\/figure>\n<\/figure><h3 class=\"wp-block-heading\">Debt and Payment | \u50b5\u52d9\u8207\u4ed8\u6b3e<\/h3><ol class=\"wp-block-list\" start=\"16\"><li><strong>pay off a loan<\/strong> (\u9084\u6e05\u8cb8\u6b3e)\u2014to finish repaying borrowed money. <em>I paid off my student loan in three years.<\/em><\/li><li><strong>settle a debt<\/strong> (\u6e05\u511f\u50b5\u52d9)\u2014to fully resolve an amount owed. <em>The company settled the debt with a partial cash payment.<\/em><\/li><li><strong>outstanding balance<\/strong> (\u672a\u7d50\u9918\u984d)\u2014the amount still owed. <em>Please pay the outstanding balance by Friday.<\/em><\/li><li><strong>interest rate<\/strong> (\u5229\u7387)\u2014the cost of borrowing money, expressed as a percentage. <em>The central bank raised the interest rate again.<\/em><\/li><li><strong>credit limit<\/strong> (\u4fe1\u7528\u984d\u5ea6)\u2014the maximum amount a card or account allows. <em>My credit limit is NT$200,000.<\/em><\/li><\/ol><h3 class=\"wp-block-heading\">Investment and Saving | \u6295\u8cc7\u8207\u5132\u84c4<\/h3><ol class=\"wp-block-list\" start=\"21\"><li><strong>save money<\/strong> (\u7701\u9322)\u2014to keep money instead of spending it. <em>We save money by sharing the office with another startup.<\/em><\/li><li><strong>invest in<\/strong> (\u6295\u8cc7)\u2014to put money into something for future return. <em>The team invested in a new CRM system.<\/em><\/li><li><strong>financial freedom<\/strong> (\u8ca1\u52d9\u81ea\u7531)\u2014having enough income to stop working. <em>Most Taiwan workers want financial freedom by age 50.<\/em><\/li><li><strong>emergency fund<\/strong> (\u7dca\u6025\u9810\u5099\u91d1)\u2014savings reserved for unexpected events. <em>Keep an emergency fund of six months&#8217; expenses.<\/em><\/li><li><strong>solid investment<\/strong> (\u7a69\u5065\u6295\u8cc7)\u2014a safe, reliable investment. <em>Index funds are a solid investment for beginners.<\/em><\/li><\/ol><h2 class=\"wp-block-heading\">Common Money Vocabulary Mistakes | \u5e38\u898b\u91d1\u9322\u7528\u8a9e\u932f\u8aa4<\/h2><figure class=\"wp-block-image size-large\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1080\" height=\"720\" src=\"https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-6.jpg\" alt=\"English Lesson Home Work\" class=\"wp-image-5180\" srcset=\"https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-6.jpg 1080w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-6-300x200.jpg 300w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-6-1024x683.jpg 1024w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-6-768x512.jpg 768w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-6-18x12.jpg 18w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-6-600x400.jpg 600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><figcaption class=\"wp-element-caption\">English Lesson Home Work<\/figcaption><\/figure>\n<\/figure><p>These are the four mistakes Taiwan professionals make most often when translating money vocabulary directly from Chinese to English. Fix these and your written and spoken English will sound noticeably sharper.<\/p><h3 class=\"wp-block-heading\">Earn vs. Make Money | \u8cfa\u9322\u7528 Earn \u9084\u662f Make<\/h3><p>Both work, but they carry different tones. <em>Earn money<\/em> emphasizes effort and reward\u2014appropriate in formal contexts (<em>She earns a six-figure salary<\/em>). <em>Make money<\/em> is broader and more casual (<em>He makes money flipping houses<\/em>). Never say &#8220;win money&#8221; unless you mean a lottery.<\/p><h3 class=\"wp-block-heading\">Borrow vs. Lend | Borrow \u8207 Lend \u65b9\u5411\u76f8\u53cd<\/h3><p>Chinese \u501f covers both directions; English splits them. <em>I borrow money from the bank<\/em>\u2014the bank gives, I take. <em>The bank lends money to me<\/em>\u2014the bank gives, I receive. Confuse these in a contract conversation and the deal falls apart.<\/p><h3 class=\"wp-block-heading\">Pay vs. Spend | Pay \u8207 Spend \u7684\u7528\u6cd5\u5dee\u5225<\/h3><p>You <em>pay for<\/em> something (the action of giving money to a seller) and you <em>spend<\/em> money on something (the broader concept of using up your funds). Compare: <em>I paid for dinner<\/em> vs. <em>I spent NT$2,000 on dinner<\/em>. Never say &#8220;spend the bill&#8221;\u2014you &#8220;pay the bill.&#8221;<\/p><h3 class=\"wp-block-heading\">Cost vs. Price | Cost \u8207 Price \u54ea\u88e1\u4e0d\u540c<\/h3><p><em>Price<\/em> is what the seller asks. <em>Cost<\/em> is what you actually pay or what something requires in total. <em>The price tag says NT$1,000, but with shipping the total cost is NT$1,200.<\/em> Use &#8220;price&#8221; for fixed labels and &#8220;cost&#8221; for total outflows.<\/p><h2 class=\"wp-block-heading\">How to Learn Money Vocabulary Fast | \u5982\u4f55\u5feb\u901f\u5b78\u6703\u91d1\u9322\u82f1\u6587<\/h2><figure class=\"wp-block-image size-large\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1080\" height=\"720\" src=\"https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-7.jpg\" alt=\"two people drawing on whiteboard\" class=\"wp-image-5181\" srcset=\"https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-7.jpg 1080w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-7-300x200.jpg 300w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-7-1024x683.jpg 1024w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-7-768x512.jpg 768w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-7-18x12.jpg 18w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-7-600x400.jpg 600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><figcaption class=\"wp-element-caption\">two people drawing on whiteboard<\/figcaption><\/figure>\n<\/figure><p>You don&#8217;t need a finance degree to sound fluent in workplace money conversations. Two months of focused practice can transform your written and spoken English in this area. Here&#8217;s the method that works for busy Taiwan office workers.<\/p><h3 class=\"wp-block-heading\">1. Read Financial News in English | \u95b1\u8b80\u82f1\u6587\u8ca1\u7d93\u65b0\u805e<\/h3><p>Choose two outlets and read them daily: <em>Bloomberg<\/em> for global markets and the <em>Financial Times<\/em> for business analysis. Both use the exact collocations native finance speakers use. Highlight every adjective + noun pair you spot (high yield, fixed costs, healthy profit) and add them to a personal notebook.<\/p><h3 class=\"wp-block-heading\">2. Build a Personal Money Vocabulary List | \u5efa\u7acb\u500b\u4eba\u91d1\u9322\u5b57\u5f59\u8868<\/h3><p>Don&#8217;t track single words. Track chunks. When you learn &#8220;salary,&#8221; capture <em>base salary \/ competitive salary \/ negotiate a salary<\/em>. The chunk is the unit your brain will recall during a real conversation. Review it weekly until each pair becomes automatic.<\/p><h3 class=\"wp-block-heading\">3. Practice With an English Tutor | \u8207\u82f1\u6587\u5bb6\u6559\u7df4\u7fd2<\/h3><p>A weekly session with an English tutor (\u82f1\u6587\u5bb6\u6559) lets you test new collocations in spoken contexts. Bring 10 fresh money pairs to each lesson, use them in role-play scenarios (salary negotiation, budget review, investment pitch), and have the tutor correct unnatural pairs in real time.<\/p><h3 class=\"wp-block-heading\">4. Watch Earnings Calls on YouTube | \u89c0\u770b\u82f1\u6587\u8ca1\u5831\u96fb\u8a71\u6703\u8b70<\/h3><p>Apple, Microsoft, and TSMC publish quarterly earnings calls on YouTube and through the SEC. Listen to how executives describe revenue, margins, and forward guidance. You&#8217;ll notice the same 30 to 40 collocations cycle through every call\u2014master those and you&#8217;ll understand almost any business meeting in English.<\/p><h2 class=\"wp-block-heading\">Quick Practice Exercises | \u7df4\u7fd2\u984c<\/h2><figure class=\"wp-block-image size-large\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1080\" height=\"720\" src=\"https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-8.jpg\" alt=\"a calculator and a pen sitting on top of a piece of paper\" class=\"wp-image-5182\" srcset=\"https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-8.jpg 1080w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-8-300x200.jpg 300w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-8-1024x683.jpg 1024w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-8-768x512.jpg 768w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-8-18x12.jpg 18w, https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-8-600x400.jpg 600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><figcaption class=\"wp-element-caption\">a calculator and a pen sitting on top of a piece of paper<\/figcaption><\/figure>\n<\/figure><p>Choose the natural collocation to complete each sentence. Answers follow below the list.<\/p><ol class=\"wp-block-list\"><li>The new manager negotiated a (competitive \/ strong) salary before signing.<\/li><li>Our team needs to (cut \/ reduce) costs by 15 percent this quarter.<\/li><li>The bonds offer a high (interest \/ interesting) rate this year.<\/li><li>The factory&#8217;s (running \/ driving) costs increased after the strike.<\/li><li>I want to (save \/ store) money for a down payment on a Taipei apartment.<\/li><li>The startup (made \/ generated) revenue from its very first week.<\/li><li>Please pay the (outstanding \/ standing) balance before Friday at 5 p.m.<\/li><li>Index funds are a (solid \/ hard) investment for beginners with no time.<\/li><\/ol><p><strong>Answers:<\/strong> 1. competitive  2. cut  3. interest  4. running  5. save  6. generated  7. outstanding  8. solid. Score 7+ and you&#8217;re ready for TOEIC Reading Part 5.<\/p><h2 class=\"wp-block-heading\">Frequently Asked Questions | \u5e38\u898b\u554f\u984c<\/h2><h3 class=\"wp-block-heading\">Is &#8220;earn money&#8221; formal or casual? | Earn money \u7b97\u6b63\u5f0f\u9084\u662f\u53e3\u8a9e<\/h3><p>&#8220;Earn money&#8221; is neutral-to-formal. It works in business writing, performance reviews, and salary discussions. &#8220;Make money&#8221; is fine in casual conversation but can sound too informal for HR documents or executive presentations.<\/p><h3 class=\"wp-block-heading\">What&#8217;s the difference between salary and wage? | Salary \u8207 Wage \u7684\u5dee\u5225<\/h3><p>A <em>salary<\/em> is paid monthly or annually as a fixed amount, typical for white-collar work. A <em>wage<\/em> is paid hourly or daily, often for shift or manual labor. Most Taiwan office workers earn a salary, not a wage\u2014use the correct word when introducing yourself in an English interview.<\/p><h3 class=\"wp-block-heading\">How many money collocations should I learn before TOEIC? | \u591a\u76ca\u524d\u8a72\u80cc\u5e7e\u7d44\u91d1\u9322\u642d\u914d<\/h3><p>Aim for 50 high-frequency pairs, including the 25 in this article. TOEIC Reading Part 5 frequently tests money collocations as multiple-choice distractors\u2014wrong answers are grammatically correct but use the wrong adjective or verb. Knowing the natural pair is what wins those points.<\/p><h3 class=\"wp-block-heading\">Can I use these phrases in casual conversation? | \u9019\u4e9b\u7247\u8a9e\u53ef\u4ee5\u7528\u5728\u65e5\u5e38\u5c0d\u8a71\u55ce<\/h3><p>Most of them, yes. &#8220;Save money,&#8221; &#8220;cut costs,&#8221; &#8220;credit limit,&#8221; and &#8220;annual bonus&#8221; are everyday workplace English. The more technical pairs (net profit, profit margin, revenue stream) belong to meetings and quarterly reports, not coffee chats with colleagues.<\/p><h2 class=\"wp-block-heading\">Final Takeaway | \u7d50\u8ad6<\/h2><p>Money is one of the most discussed topics in any workplace, and getting the collocations wrong instantly marks you as a non-native speaker. Master these 25 pairs first\u2014they cover roughly 80 percent of the money conversations you&#8217;ll have at work, in interviews, and on TOEIC. Bookmark this page, run through the practice section every Sunday for one month, and you&#8217;ll start writing and speaking about money with the same fluency as your overseas colleagues.<\/p><h2 class=\"wp-block-heading\">Sources | \u53c3\u8003\u8cc7\u6599<\/h2><ul class=\"wp-block-list\"><li><a href=\"https:\/\/dictionary.cambridge.org\/\" target=\"_blank\" rel=\"noopener\">T\u1eeb \u0111i\u1ec3n Cambridge<\/a> \u2014 money collocation entries and example sentences<\/li><li><a href=\"https:\/\/www.oxfordlearnersdictionaries.com\/\" target=\"_blank\" rel=\"noopener\">Oxford Learner&#8217;s Dictionaries<\/a> \u2014 finance vocabulary reference<\/li><li><a href=\"https:\/\/www.britishcouncil.org\/\" target=\"_blank\" rel=\"noopener\">H\u1ed9i \u0111\u1ed3ng Anh<\/a> \u2014 business English learning resources<\/li><li><a href=\"https:\/\/www.amazon.com\/s?k=oxford+collocations+dictionary\" target=\"_blank\" rel=\"noopener\">Oxford Collocations Dictionary (Amazon search)<\/a> \u2014 the gold-standard reference book for English learners<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>Master 25 essential English money collocations Taiwan office workers use to talk about salary, costs, profit, debt and investment with native-level fluency.<\/p>","protected":false},"author":1,"featured_media":5175,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[23],"tags":[207,155,504,1456,635,276,1032,201,633,248,1026,1109],"class_list":["post-5183","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article-posts","tag-business-english","tag-english-vocabulary","tag-esl-taiwan","tag-money-collocations","tag-toeic-prep","tag-workplace-english","tag-1032","tag-201","tag-633","tag-248","tag-1026","tag-1109"],"taxonomy_info":{"category":[{"value":23,"label":"Articles"}],"post_tag":[{"value":207,"label":"Business English"},{"value":155,"label":"English vocabulary"},{"value":504,"label":"ESL Taiwan"},{"value":1456,"label":"money collocations"},{"value":635,"label":"TOEIC prep"},{"value":276,"label":"workplace English"},{"value":1032,"label":"\u53f0\u7063\u4e0a\u73ed\u65cf"},{"value":201,"label":"\u5546\u696d\u82f1\u6587"},{"value":633,"label":"\u591a\u76ca"},{"value":248,"label":"\u82f1\u6587\u5b78\u7fd2"},{"value":1026,"label":"\u82f1\u6587\u5bb6\u6559"},{"value":1109,"label":"\u91d1\u9322\u82f1\u6587"}]},"featured_image_src_large":["https:\/\/18kenglish.com\/wp-content\/uploads\/2026\/06\/how-to-discuss-money-in-english-25-workplace-word-combinations-1-1024x683.jpg",1024,683,true],"author_info":{"display_name":"admin","author_link":"https:\/\/18kenglish.com\/vi\/author\/admin\/"},"comment_info":0,"category_info":[{"term_id":23,"name":"Articles","slug":"article-posts","term_group":0,"term_taxonomy_id":23,"taxonomy":"category","description":"","parent":0,"count":186,"filter":"raw","cat_ID":23,"category_count":186,"category_description":"","cat_name":"Articles","category_nicename":"article-posts","category_parent":0}],"tag_info":[{"term_id":207,"name":"Business English","slug":"business-english","term_group":0,"term_taxonomy_id":207,"taxonomy":"post_tag","description":"","parent":0,"count":59,"filter":"raw"},{"term_id":155,"name":"English vocabulary","slug":"english-vocabulary","term_group":0,"term_taxonomy_id":155,"taxonomy":"post_tag","description":"","parent":0,"count":23,"filter":"raw"},{"term_id":504,"name":"ESL Taiwan","slug":"esl-taiwan","term_group":0,"term_taxonomy_id":504,"taxonomy":"post_tag","description":"","parent":0,"count":29,"filter":"raw"},{"term_id":1456,"name":"money collocations","slug":"money-collocations","term_group":0,"term_taxonomy_id":1456,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":635,"name":"TOEIC prep","slug":"toeic-prep","term_group":0,"term_taxonomy_id":635,"taxonomy":"post_tag","description":"","parent":0,"count":4,"filter":"raw"},{"term_id":276,"name":"workplace English","slug":"workplace-english","term_group":0,"term_taxonomy_id":276,"taxonomy":"post_tag","description":"","parent":0,"count":11,"filter":"raw"},{"term_id":1032,"name":"\u53f0\u7063\u4e0a\u73ed\u65cf","slug":"%e5%8f%b0%e7%81%a3%e4%b8%8a%e7%8f%ad%e6%97%8f","term_group":0,"term_taxonomy_id":1032,"taxonomy":"post_tag","description":"","parent":0,"count":22,"filter":"raw"},{"term_id":201,"name":"\u5546\u696d\u82f1\u6587","slug":"%e5%95%86%e6%a5%ad%e8%8b%b1%e6%96%87","term_group":0,"term_taxonomy_id":201,"taxonomy":"post_tag","description":"","parent":0,"count":47,"filter":"raw"},{"term_id":633,"name":"\u591a\u76ca","slug":"%e5%a4%9a%e7%9b%8a","term_group":0,"term_taxonomy_id":633,"taxonomy":"post_tag","description":"","parent":0,"count":14,"filter":"raw"},{"term_id":248,"name":"\u82f1\u6587\u5b78\u7fd2","slug":"%e8%8b%b1%e6%96%87%e5%ad%b8%e7%bf%92","term_group":0,"term_taxonomy_id":248,"taxonomy":"post_tag","description":"","parent":0,"count":37,"filter":"raw"},{"term_id":1026,"name":"\u82f1\u6587\u5bb6\u6559","slug":"%e8%8b%b1%e6%96%87%e5%ae%b6%e6%95%99","term_group":0,"term_taxonomy_id":1026,"taxonomy":"post_tag","description":"","parent":0,"count":11,"filter":"raw"},{"term_id":1109,"name":"\u91d1\u9322\u82f1\u6587","slug":"%e9%87%91%e9%8c%a2%e8%8b%b1%e6%96%87","term_group":0,"term_taxonomy_id":1109,"taxonomy":"post_tag","description":"","parent":0,"count":2,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/18kenglish.com\/vi\/wp-json\/wp\/v2\/posts\/5183","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/18kenglish.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/18kenglish.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/18kenglish.com\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/18kenglish.com\/vi\/wp-json\/wp\/v2\/comments?post=5183"}],"version-history":[{"count":1,"href":"https:\/\/18kenglish.com\/vi\/wp-json\/wp\/v2\/posts\/5183\/revisions"}],"predecessor-version":[{"id":5184,"href":"https:\/\/18kenglish.com\/vi\/wp-json\/wp\/v2\/posts\/5183\/revisions\/5184"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/18kenglish.com\/vi\/wp-json\/wp\/v2\/media\/5175"}],"wp:attachment":[{"href":"https:\/\/18kenglish.com\/vi\/wp-json\/wp\/v2\/media?parent=5183"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/18kenglish.com\/vi\/wp-json\/wp\/v2\/categories?post=5183"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/18kenglish.com\/vi\/wp-json\/wp\/v2\/tags?post=5183"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}